Again, a lender must be able to speak to these options in order to guide the client and even measure out how to approach their needs and concerns appropriately. 

Most banks and traditional mortgages "Do not" allow foe the property to be vested or quit claimed into an LLC unless it specifically states it on the closing disclosures.In most cases even on DSCR loans the Bank/Lender still requires you to sing a personal guarantee even if they allow the loan to be vested into the LLC.  

Same as an LLC with a personally guarantee  magically takes away the liability from the personal balance sheet as well. 

Have you adopted any tech-forward approaches lately?

@Randy Person had a good suggestion, tap into the local Real Estate Investor group athttps://www.facebook.com/groups/DaytonRealEstateInvesting, you'll find a lot of locals there happy to discuss with you.

Do you have any equity in your personal residence?

(I'm personally happy this failed because I have two clients under contract on homes they plan to short-term rent -- one in the mountains outside of Colorado Springs and the other right near Breckenridge.) 

I may not be the best person to answer your specific question since I haven't used Cozy or Avail and I'm not familiar with those systems. 

BUT, this is personal preference, if you are trying to make this a passive investment and don’t want to be cutting the lawn, then 5% is probably fine.Hopefully this helps!

I personally think there is a sweet spot of deals in the $2m - 8 or 9 mil range where institutional people shy away as it's not big enough and it weeds out a lot of other smaller investors.