HelloI'm looking for a Northern CA hard money lender, portfolio lender or any creative lender for fix and flip projects in the area. 

Any recommendation for a lender that works with investors, understands their needs and can use rental income to improve DTI ratio?

A lot of good questions to see if a portfolio lender would have any interest in you, your business partner and the subject property in the LLC.Any questions, let me know.Regards,Joe Scorese

I have been offered 7% for an$100k loan from an international lender, and am not sure if I should taken the risk..

I hear a lot about starting with private money lenders and hard money lenders and then refinancing to long term conventional loan but what is most advantageous when starting with conventional?

Hi @Michael Clevenger - Why not buy straight out of the gate with a commercial lender? 

Welcome aboard.BP is a great conduit for RE investment advice and insights.My company is a private buyer and private lender on lower ARV $ SFR properties throughout the U.S. 

The standard for a lender is 10% cash on cash going in and after a reserve for replacements (and insurance) that I don't see here.

Jim, feel free to add us to your connections.My company is a private buyer and private lender on low ARV $ SFR properties throughout the country. 

Yet you are already flipping properties, so I assume you know that.My company is a private buyer and private lender on lower ARV $ SFR properties throughout the country.