Same with the lenders, compliance may well be the excuse to raise the fees over and above what the real costs might be.I'd also guess that if that lender had been doing quality business over the past 20 years, about when predatory lending really kicked off, they wouldn't be seeing as many people turned down.

Want to get Hollingsworth Construction's name out there and start showing off our high quality construction.

The 1% rule or 12% per annum benchmark is almost non existent here in the coastal cities if you are buying today. not to say they can't be found, but they are not easy to come across just because the area is in high demand from owner occupiers and investors as well.For myself, I invest in OC because I like the quality of the collateral.

I come back to the office this morning and see so many quality comments.

We are finishing up a rehab project right now and the contractor that was doing the work was doing a horrible job, taking too long and causing a lot of issues, so I decided to fire him this past Friday and cut my losses.I haven't paid him his final draw yet and based on the quality of work (or lack there of) and he was already at his time deadline based on our contract and had at least a third of the scope of work still unfinished or needing redone because of how bad the finish work was.I tried to negotiate a final amount for us to agree upon to part ways and have the contractor sign the final lien waiver, but he is requesting more than what I think he deserves and he is threatening to file a mechanics lien against our property if I don't give him what he wants.Any thoughts or suggestions on what my rights are and how I should handle this???

I do things right and you get quality from me.

The proposed US interagency guidance proposes larger banks need to hold high quality, (super) liquid assets for a prescribed amount of runoff (overly prescribed/inflexible if you ask me) - rather than relying on off-balance sheet funding sources and a balance sheet full of less liquid investments/assets (they more or less want treasuries or cash to fulfill a low/moderate runoff, with haircuts/limits on Agency MBS) The caveat is that the runoff is what you would see in a low/medium liquidity stress scenario, so they can still project to lean on borrowings in high stress.

Get that money, evict them, lick your wounds and pick better quality tenants next time, and/or sell this property because it sounds like it's a very undesirable part of the market where you get poor quality tenants.

The value allowed by state law meaning the outstanding debt including allowable costs of collection and sale.In a foreclosure the proceeds are first paid to the Trustee and costs of the sale, then to the liens in priority.

Any regulator type will view a loan more critically if it's made by a less experienced person or in connection with any institution that has a poor track record of doing quality business.