I am thinking of organizing a small meet-up in Milpitas (or somewhere in South Bay), such that we can discuss about RE investment in Sacramento.

Female cat pee (yes, there is a difference) was absolutely overpowering.We removed all carpet, and used an organic/enzyme product like @Richard Fields suggested, then after it dried, we used 2 coats of oil based Kilz primer/sealer on the subfloor. 

ADU's- I'm involved with a startup, MODAL, who is bringing pre-fabed stand-alone MIL units to SLC as a response to SLC's change in ADU policies, they have a model unit down at the City Creek Food Court.

Other times, ya, if you're being asked multiple times for your BofA April 2019 bank statement, that's on the LO to be more organized.

She has a folder of organized information of the banks mistakes.

On the mentor side of things it happens organically.

https://www.nj.com/hudson/2019/05/details-emerge-a...

A place to drink beer, cook food, do laundry, shower and sleep; in that order. 

I’m never one to ask for help but I was fortunate that my brother was able to lend me the money for a few months.The specific duplex I ended up buying had filthy people living downstairs (days old food left out, clutter and trash everywhere, holes in walls, etc.) and decent people living upstairs.

They haven't paid for the garden unit for a couple of months and it is rubbished, with clothes thrown around and a fridge full of rotting food.