@John Dean I would like to stick to <150k but not opposed to leveraging the cash@Bruce Lynn thank you for the info! 

Experian, Equifax, & Trans Union - mortgage lenders pull all 3 (as opposed to for a car loan, where they may just pull 1)Here's an article on how inquiries affect you by Experian:https://www.experian.com/blogs/ask-experian/credit-education/report-basics/hard-vs-soft-inquiries-on-your-credit-report/#:~:text=This%20type%20of%20inquiry%20appears,not%20impact%20your%20credit%20scores.According to Experian, you are entitled to one free copy of your credit report from each of the three bureaus every 12 months.https://www.experian.com/blogs/ask-experian/credit-education/report-basics/my-credit-report/Experian will give you 1 free for yourself here on their own site: https://www.experian.com/consumer-products/free-credit-report.htmlIf you have a hard copy of your credit reports today, & the scores go down a bit later you can show that EVERYTHING but the inquiries are substantially the same (assuming you're still paying all your bills on time, which you will be).  

Hi All,I’ve noticed a decent number of multi family units that are listed for sale on Zillow or Redfin etc will have all of two exterior pictures and then a very brief description of the units themselves and then say “Long term tenants.

I have just had this experience and unfortunately, it is jeopardizing my deal.Another mistake I made was relying on one lender as opposed to pursuing several.

Did you begin rehabbing the exterior and finished the interior once the leases were up?

I have yet to see the inside yet because she didn't want to give me the key until I viewed the exterior first.

Other downsides for the window units I see are interior water intrusion issues, exterior erosion issues, having to mount brackets and/or install/remove them each year or pay someone to do this, potential lawsuits if installed incorrectly, and issues with the windows they are installed on. 

It doesn't have a yard, but does have a pool etc ...all exterior maintenance managed by HOA same with snow and garbage.

I would tell them not to expect to raise rent this rental cycle and add another 2-3 weeks for rental search for the 'right' fit of tenants as opposed to the regular timeline. 

@Ryan Mainwaring Also not opposed to a BRRRR if the rehab isn’t too excessive.