You need to provide them with the LLC information and the trust documentation when opening an account.I have opened bank accounts for the trust and for LLCs owned by the trust at multiple institutions, including one of the four major US banks, local banks, local credit unions, online banks, multiple major brokerage houses, etc.

@Austin Carr - After you attend Charles's underwriting session I'm sure there would be folks in the community that would be able to provide you some feedback on your analysis.

Do you still need to put 20% down on a house hack and let the lender know?

That's my best advise on it.It is quite common to have issues with permitting or with the removal of tenants so the lender will understand if that's what's going on.

They also replaced the AC/Heater in 2021, so very little needed on this little diamond in the rough.

They have to have the US flag on it.

We all fall somewhere on this spectrum. 

Congratulations on your decision to invest.

Since you're already a real estate agent, you have a great foundation to build on, especially with your market knowledge in Roseburg, Oregon.Here are a few tips to help you get started:Leverage Your Local Expertise: As a local agent, you're already familiar with the Roseburg market.

On a 5% cap building, every extra dollar of NOI equals $20 in value, so you should squeeze out as much as you possible can.