:(One of the few examples was a 10-unit apartment building, which was offered to us first at $1.6MM, we refused to go above $1.5MM.

They are offering 2k a month and 2500 when fully occupied.

This route may offer more favorable quotes, helping you make the best decision for your property and maintain your relationship with your current PM.

@Jimmy Hung if you can find an insurance carrier to offer Agreed Value, you can insure for a lower limit without being penalized for underinsuring. 

@Dan Camp most real estate agents will offer this, but wouldn't recommend letting them do the prospect screening due to conflict of interest.Probably better to hire a local PMC to handle this.

I have around 300k in a company stock account that does well with dividends, so don't really want to sell of shares.Would taking a personal loan or doing a margin loan make sense?

High yield savings account, real estate debt fund or divide up the $100,000 between HYSA and index funds/stocks (with a higher percentage going towards HYSA if you want be more cautious). 

I have a better conventional offer than that right now that will cash flow.

I am also happy that they recently started offering AC tuneups for $75. 

We utilized an amazing realtor and put in an offer at asking price.