I’m actually pivoting out of Fix and flips and rentals to investing in non-performing notes. 

One is a 60 unit b class property in Ft Worth TX. 80's build, townhouse style property in a nice old money neighborhood of town and close to a medical school.

So if you can qualify for these loans, these are the best loans to get.But if you can't qualify for government loans that leaves us is with non-government loans. 

Make sure you are looking at non owner occupied rates when doing your analysis (it's 2x the owner occupied rate).Overall, I think it depends on where you're looking in Providence. 

That would certainly provide more value to members of this forum than a vague assertion.Everyone who has responded to @Ray Li prior to you is a CPA, not non-tax pros googling "these topics out in order to provide sound advice."

Owner hasn't credit score, no any asset, the only thing he has is cash income (non verified).

I will look up gas prices on airplane websites that tell you were the best deals are on gas along your route of flight.. this can save a bunch. instead of popping into say Sun valley and paying 8 bucks a gallon X 60  to fill up i can hit Idaho falls small non towered self serve and get gas for under 5 bucks so save 200 dollars right there. 

For example, as a Superhost, my new listings would show up higher than a non-Superhosts new listing, and we would both show up higher than a 3 year old listing with only 4 star reviews.

The only other option is non-agency aka subprime, there is more flexibility on the LTV and income as you can do a No Ratio or Asset Depletion or Bank Statements deposits or DSC (debt service coverage)

One to pay or quit and the other to give notice to non renew the lease.