And behind that barrier lies the opportunity.

I have an agent and we are looking for the right opportunity that meets our expected numbers from ROI, Cash Flows, Cap Rate, 2% rule, etc.

I have a strong interest in real estate and think that it could be a great opportunity to do so. 

Nice job on the first investment property!

Both markets have opportunities if you look hard enough and apply the right plan.Just my 2 cents.J, as for Richmond, I have always thought it is a good market. 

I'm having a hard time finding any opportunities where the numbers work and would appreciate any advice.

Lots of opportunity for commercial property on the side opposite of the town center.  

I don't think there is any harm in continuing to meet with banks in hopes of finding one that says yes, but if your debt to income ratio is too high, are you prepared to do what it takes to lower this to give yourself an opportunity to buy another property? 

@Patrick Philip You will be looking for opportunities to increase income or decrease expenses.

I like to add a nice tile backsplash in the kitchen and upgrade bathrooms with tile shower surrounds because I can do those myself and they add a lot of value.