We put 3.5% down on a conventional loan.

Hello BP community I have been trying to save some money up from working 2 jobs the last couple years and I finally feel like I am in a secure enough spot to try to get into either wholesaling or flipping.

Yes you need 20% to get a commercial loan.

Review your construction draw agreement in the executed loan documents.

@Kyle StewartIf you have loans on these you are going to spend tens of thousands in legal just to get an agreement together that the bank would approve.

And finally what do they charge for so you can decide if the difference in service/rent/repairs are worth the difference in fees/costs. 

I know when I get a loan they give me all these disclosures and forms to review.

Hamp,When you say 3 VA loans, was that because your combined purchases were below your VA loan threshold, or was it that your rental income paid down the VA loan opening that money up for use again as a new VA loan?

When finally chased down to giving response, eXp broker is very evasive and pretending to not have been kept in the loop despite being copied on every email, texted and voicemailed to their personal phone.

If you have enough stock that you don't need to sell all of it you could try to find a brokerage(you would have to transfer the stock to the brokerage)/bank willing to loan you money on the portfolio.