For example: Kitchen Remodel, bathrooms, sand floors, recessed lighting, etc cost = $120k (what percent of that should be materials such as cabinets, fixtures, recessed lighting, etc)

It sure was a light bulb for me.. 

The fixtures and wall coverings and flooring are already taken care of - nice tongue and groove, very nice hand-scraped floors, and lighting is covered2.

Deadbolt and a kickstop work wonders.Keep the lights on in the building. 

Please again shed some light on why someone should get their license otherwise??

Pros to this is your long term energy costs go down, depending on the price of gas in your area this may or may not be significant, I did this at my house where we had oil and the system paid for itself in two years.

We closed ours in and put a split HVAC in there with LED lights and full blown commercial machines, like many in the area. 

Will have a huge effect on rates/fees though if you decide to do a DSCR loan with light or no prepay

A lot of times you have to submit plans for the project, the permitting office reviews your proposals and then either gives you the green light, not necessarily to start building, but going ahead to submit your design/renderings of the actual property.

Open concept living w/ tall ceilings & large windows-allowing tons of natural light!