It depends on your research for cost, tax benefits etc as to what the right option is for you.

I'd keep in mind my cap gain will be tax free if I sell within 3 years of renting it out👍

For instance you can purchase or create a list of local divorce, death, unemployment records, property tax defaults, repo records, etc.

I am not sure what is a typical tax rate, and how much do homeowner insurance run for.Assuming a 2.5% tax rate, $2000/mo homeowner insurance, no hoa, the maximum you can qualify for is $350k-$400k

But I do taxes, so I see the sad results of investors trying to "save" on bookkeeping.

I also see that property taxes is not that low either. 

It's the risk to being in Florida but taxes are lower and appreciation is great!

I was fist trying to qualify for a conventional but since I can’t verify some of my income and my tax returns are a bit of a mess, I’m going down the DSCR loan path.

More than half that hour is doing simple record keeping/bookkeeping, hire a “tax guy” and you shouldn’t need 20 minutes per month for a dozen properties. 

Meanwhile our property taxes doubling and property insurance etc.