Clinics with no running water, and families that want to keep the bodies of the dead cause problems for the rest of the community there.

The point of the stress test is to ensure you can "handle," the debt service even in more "lean," times and is generally done in commercial lending environments or more business oriented lenders (portfolio).

Option one will could give you a score worthy of obtaining a loan in as little as one billing cycle, the second option will take a couple months, assuming you pay all your utilities/tradelines on time.In regards to your house hack, what makes you lean towards FHA?

@Dawn Brenengen Got it, yeah this wouldn't be short term (6 months would be the minimum) so I'm leaning toward no furniture now.

Again, I am leaning towards first investing in cheaper houses to be able to pay them off faster and purchase more units down the line. the goal is to own both types of properties eventually to diversify.

I am trying to grow my business, and i understand that having Cash in hand is your best friend in REI therefore i am leaning on selling the property for around $285k this summer, and 1031 exchange on 2-3 properties in a more up and coming area. 

We are debating on whether to sell it (if we have enough equity) or rent it out (which is what I'm leaning towards because we'd love to come back here in 4-6 years).

I looked at a stunning SFH, but to be honest, the rehab would have left me uncomfortably low on cash-on-hand - so I am leaning towards another turnkey (because I can mortgage 80% of a turnkey, but I have to pay out-of-pocket for 100% of the rehab).

Over 1000 of us account holders have had our accounts frozen and face 10% lean on the account to cover a ponzu scheme that a man named De Clerk, (The owner and operator of APS), was running with cash in our accounts.I personally open my account in December 2013, had done my due geologist by running searches on the Internetand found only positive comments on APS.  

Leaning on people with experience (especially in Colorado!)