Am about to bid on a project larger than my capacity, what do developers require if I bid $xxx,xxx and will put 30% DP upon NOA or NTP.

The main reason is liability protection, but as @Terry Alexander mentioned, when you structure your entities correctly and do so working with lenders, it does open you up to a much larger pool and world of financing.

For instance, we took out a 3.5% down payment FHA loan for a condo when we transferred for employment, allowing us a larger, nicer place for $100s less per month than we were paying for our tiny apartment nearby.  

Fortunately that was short lived because by 2009 my business grew larger than I'd have ever imagined and I'd made back a lot of what I'd lost. 

And I am going to have to make a choice soon.

One of the best choices I made. 

The main reason I think it will easily cover the cost is because the square footage goes way up and it's a 3 bed 2 bath, so people will immediately see relatively a larger house for the cost.

Would that be a good choice of major for that field or would economics or finance or something be better?

Success is a process, failure is a choice

Will be attending the larger Metrolina meeting this coming Thursday.