If so,Have you considered renting and turning your current unit into a rental investment (enabling a 1031 exchange after 2 years of rental income) ?

I'm a Bank on Yourself professional and personally have my own policies that I use to fund my real estate investments.

Note that they were sub-1% during the COVID era, which is what allowed many delusional syndicators and funds to raise money for properties that were doomed to underperform.So ask yourself this as if you are in their shoes: you could invest in T-bills to get a guaranteed 4% return, then what is the premium I would require to invest in this person and their commensurate deal?

I am not interested in investing with anyone, just looking for some advice on how to scale without giving up too much cash flow.

HiI am interested in investing in a property (located in New Jersey) with a few other investors. 

That being said STR is still a great investment vehicle, but more stringent and conservative underwriting should be adhered to.

This would be my second investment property.

It's also a good way to learn a lot before you jump into investing plus be able to increase that income. 4.

Hey Bigger Pockets community, I’m looking to learn more about investing with no money down and how to structure an LLC 

The LLC is created to protect your personal assets and to separate your personal business from your investment business.