If I were you, id high ball everything , sounds like major damage to this house     maybe shoot for 60k rehab, high points on the hard money..... even if you buy cash at 30k +60k + hard money fees + closing costs ... you might be able to squeeze a 10 percent return out ..... if you have good contacts id say maybe It could work ... if you have only done this a couple times , maybe pass on this for something with a quicker turnaround time 

It also looks like you only have 6% for your PM fee, which is quite low.

@Sebastian E.I once used a balance transfer credit card (Chase Slate 0% for 15 months with 0% balance transfer fee if balance is transferred within 60 days of account opening) to float some money in order to purchase a car. 

Do you pay them hourly or a monthly fee?

It's not about creating more housing...https://www.prnewswire.com/news-releases/no-on-10-...Make sure to VOTE NO as it just creates more beurecracy and red tape and fees for renting and makes doing business almost impossible for landlords and even single family home owners-- \NO ON 10More info on NO ON 10 http://savecostahawkins.org/

If you're going to flip it why refi, you're going to have to pay additional fees on closing costs etc. 

It is significantly better than SD IRA for the following reasons: Custodian is not required = no custodian fees, no asset-based fees, no transaction feesCheckbook control over your retirement fundsNo tax on leveraged real estateAbility to make large contributions: up to $61,000 annually Ability to invest tax-free using Roth account The property owned by your 401k can't be used by you personally, has to be strictly investment. 

I have a granite countertops installation company and would like to utilize my trades in flipping.

You may get a finders fee or find a deal and they supply the funding and you split the profit.   

It is definitely worth his fee.