Have you exhausted all options locally?

I am not familiar with your local market, but in my market, investors need a minimum of 10% of purchase price to get a deal under contract.

Granted, you say a couple true things.In Jan 2017, California passed a law that prohibits local municipalities from prohibiting ADUs (additional dwelling units). 

But hey, keep in touch and maybe we can with on something locally together!

Local community banks and credit unions may have no seasoning period for their portfolio loan offerings.

As I chart this journey, I've been reminded about how important a team with local knowledge, strong property management, and meticulous tenant screening.

Such disparities underscore the localized nature of real estate trends within Ohio.Cleveland's market is particularly noteworthy, with its median sale price being notably lower than the national average, making it an attractive market for buyers looking for value.

I was turned down for a HELOC with a different lender (a local credit union who would've given me more credit, but determined my current debt-to-income is too high, especially since the rental property isn't generating rent at the moment).I know that I can do a cash-out refi on the rental property in a couple months.

Local real estate group How did you finance this deal?

Not sure where your area is, but sometimes certain area or states have local host facebook groups. they can be a great resource of information.