Not a fire sale, but the market was weak and we priced to sell.2010 - Spent quite a bit more than we had anticipated on updates to our new place.For 2011 we have no anticipated major expenditures, should see Net Worth rise 15 to 20%.

Second, there are many more risks that you have to start paying attention to, one of the most important is inflation.

The heat from these will rise up and keep the pipes warm in a less than ideal way, but better than nothing.

The current rate on both is +/- 5%, but with the anticipated inflation, I can see these resetting at a much higher rate without an equivalent increase in rent income.Has anyone else considered this problem and what can you do to protect yourself?

It doesn't work as well when stock prices aren't rising, but there are ways around that...for example...The biggest way around it when the stock price is depressed is stock buyback programs.

If someone bought a property, saw its value rise, mortgaged it to the hilt, and now does a short sale, they could in fact have a capital gain.

Since board members usually have the majority of the votes by proxy (unless you live in a place where people actually attend their annual meeting), the board members are the only ones who can vote against the budget, and since it's their budget they are not going to do that.Also, on a separate note, it seems like all association-type dues are on the rise to cover credit losses and delinquent accounts...

Shiller says prices could fall another 25%, the mortgage interest deduction may go away, interest rates have been rising.

You really have to rise above it and let them know it's not your problem.

If we get 10% inflation and my required yield on a note is 20% that is a pretty big deal in real terms!