If you do refi and increase the loan amount, make sure the property will still cash flow well. 

I have a rental increase in the second year and offer an annual lease thereafter and it's never had been a problem.  

If I still lived there, my rent would have easily increased $1000.

Well, you INCREASE the risk by exposing yourself to having your loan being called due upon the transfer.

Definitely crossed my mind, however, surrounding neighborhood values are increasing.

I am not in a position to drive to out of state locations repeatedly to look at property, and if I had to hire a property manager it would drastically increase my costs on a 15 year loan.  

The price point is much lower, the rents are steadily increasing.

The electrical on that one is split.For us, and the option without knowing any more I'd recommend is to : We found the easiest thing to do was to pay the bills yourself and simply build what you think is the average utility bills attributable to each space into the rent price.In terms of marketing, market the place at the lower so you don't turn away people and then negotiate you paying those bills (the increase in rent functionallyThat said, there are other options but of course they involve cost. 

This is because all increases in the value of the retirement account will be subject to taxation later.  

If not, you need to advocate for having them increase their reimbursement before you sign any releases related to the claim or accept any payment.