If you offered her $260k for her house, with 10k down and she carried the $250k for 20 years at 4% your payments would be $1515/mo plus taxes and insurance. if you truly think your paying $370k and only screwing her out of $30-$60k, then your payments should be $2,180/mo, assuming she agrees to just 4% interest  Imagine I asked you to give me something worth $360k today and I’d make payments back to you over the next 20 years of $1500/mo.

Put yourself in his shoes, and imagine that if you had made an honest mistake, do you want to be treated like that..  

We have a lot of clients looking to House Hack as well and we are on the hunt for Single Family Homes with:A basementAn ADU (additional dwelling unit)A loft area1 large room that can be converted into 2Lots of open space in the backyard to where they can build an ADUIt really is up to you and your imagination on how a property can be used for your goals. 

I imagine in many markets tenants who have this kind of money to throw at an option fee can actually buy and not lease option, but if you can make a solid business of finding these people you're winning.

Also, with NJ online betting I could only imagine the impact this could have on AC.

I can't imagine that the tenant is going to be jumping up and down to fork over another deposit if I can even ask for one.

I would imagine my area should be at the low end of the range, because the pipes are relatively shallow, ground is flat. 

Subs cost money a lot of money and there's timelines and timetables and like I said - each milestone has to get city approval/code.Also, imagine you get to the stage where it's done, do you know interior design?

I cant imagine being an investor without it..

I have two smaller time lenders that do 10% and one point for loans around 100kI can't imagine the interest rate on hard money would be a good idea for this amount.