If anyone would like to be treated to lunch, please don't hesitate to PM me!

Operating under this assumption I am hesitant to negotiate with the bank because I do not understand the banks incentive.

I am hesitant to use the same brokerage again as they had appraised the home at about $40k below market value when I purchased it last year.

I have absolutely no hesitations recommending his services.

When mortgage interest rate jumps to 5% or higher buyers will freak out and hesitate.

Also (and I hesitate to mention this) if I were recommending a realtor I'd consider this guy I know from Hixson named Jeff,  all kidding aside I generally work only with my own properties and a couple of investors (friends and family) but id be happy to help you out if you want.

If the owner is paying the utilities, it doesn't even make sense in the repair/raise-rent scenario and loses money in the current (as-is) scenarioI also assumed it would be a conventional loan with your putting 25% down.I did not account for the fact that you'd be paying interest on your down payment since it's coming from a HELOC - I don't know your interest rate, but the numbers almost certainly don't make sense to do the deal if you have to borrow for the down payment, even in the raised-rents scenario.And I'm always extremely hesitant to encourage any newer investor to buy a property where the current rents make it a thin or bad deal and it only makes sense with some proposed/assumed/pro-forma rent.The phrase you'll see in MLS listings is "rents could be higher".

More than happy to chat so don't hesitate to message me.Cheers!

An online search (such as LinkedIn) can also give you some insight about the CPAs on here.Don't hesitate to reach out with questions.

I'm really passionate about investing but a little hesitant.