My father worked for the federal government for 40-plus years and, thank God, he has a decent pension, but it’s basically exactly what he needs for living expenses and the modest things he likes to spend money on, like buying books, traveling to visit his grandchildren and buying them presents.

These Government Sponsored Enterprises (GSE's) dominate the multi-family lending arena.

•Is government growing anywhere?

I just contacted the policy departments at the FTC, OCC and FDIC to ask for a policy change for cosigners for loans with no specific end date.

I think the government will continue to do the right thing in the 11th hour.

I searched through the NJ laws governing tax liens and sales (NJSA 54:5) and I cannot confirm any of this.  

Markets that have a combination of universities with strong hard science & engineering departments, critical mass of entrepreneurs, and capital sources (i.e., venture capital) are also fertile ground for job growth through formation of new, rapidly growing companies.3.  

Go talk to the city building department about that to make sure it's allowed.

I don't think we can expect at this price point the flooring to be like the vinyl you walk on in large department stores like walmart (those are commercial products)... but for the price, as long as you realize that there is a give and take, you'll be fine. 

Not trying to sound callous but between stimulus check, state unemployment and federal unemployment, I'm going to need info as to why they cant pay if they are receiving over $3k a month in government assistance, not including one time $1200 pay out.