I thought this was amazing, as typically they want to see "your own cash" in the deal as skin in the game.  

It's extremely helpful to read a brief summary of your experience during the last downturn, how your strong cash position saved your skin, and now to hear your perspective on this one...

Keep in mind the banks will always want you to have some skin in the game so seller financing may not remove the requirement for you to provide a down payment. 2.

Aside from using better criteria to underwrite their loans (increased DSCR ratios, require higher occupancy levels, no cash-out, skin in the game, pre-sales, etc.), lenders now want the borrower to commit to the loan by personally guaranteeing it.

Cashflow will be tight... maybe it will be positive by the skin of my teeth but I should have significant equity. 

I prefer meat and potatoes over sloppy soup.In this biz, you also have to have a tad of thick skin, taking offense so easily on this board will slow your roll.

I'm looking to get skin in the game asap while I wait on getting pre-approved.

In general, lenders want to see-Skin in the game-Ability to repay the loanTips:Be able to provide as much detail about the deal as you can (budget, property history, rent roll, future performance, etc)Be able to highlight your strengths as a borrower even if you don't have a lot of experienceAlthough Davian, I would advise against taking a loan from anyone who doesn't check your credit. 

They are generally a waste of a lot of my time, effort, and reputation, but the investor has nothing to lose because they don't have any skin in the game and only an LLC name on the contract.

You can find lenders on Scotsman Guide and Private Lender Link:https://www.scotsmanguide.com/Residential/LenderSe...https://privatelenderlink.com/Most lenders usually lend up to 75% LTV on 1st TD... some will go up to 80%, 85% even up to 90%.For the remaining 10% to 25%, Lenders expect you to bring that yourself as your own equity / "skin in the game."