can you give an example (ie. conversation) how you would answer it?

Do this for 2 years and depending on how many 3 month loans you do, you'll return close to the same amount as the first example and just clip the coupons for the 2 years.

Right now for example.

What is happening is that banks are no longer loaning (creating) that additional money, the reserve requirement is still 10% (just an example, I'm not sure what it is exactly) but that is the minimum requirement, the banks don't have to lend (create) that additional $900 as they don't want to take on additional risk right now (very rational). 3 years ago, the $700 billion in TARP funds would have added trillions to the money supply (inflation), currently, the banks took that money and actually decreased the money supply with it by writing off bad debts or purchasing other beaten down banks at a discount.

Example #1 in Queen Creek, I found a home built in 2005, 1,900 sq ft for $65,000.

For example if its gas heat in your name and electric in theirs, change it to electric heat.

For example, which party is for the bailouts?

New windows, a fresh kitchen, and one nice bathroom are usually good bets.

That document can be handed to my GC for a full bid or can be broken up into pieces and handed to individual contractors.I also use this SOW as part of my contract(s)...Here is an example of one of my SOW documents that I could just hand to my GC for a bid:http://www.reistartup.com/wp-content/uploads/Second_Chance_House/Scope%20of%20Work.docIf I was going to sub it out myself, I would break the SOW into the categories above (as opposed to breaking it down room by room), and hand off the specific requirements to the specific contractors...

For example, if I am interested in buying a home priced at $180K, but would like to place an offer between $97K-$130K paying with cash, would the banks choose my offer first, over someone looking to use conventional financing?