When I was in the market looking for properties (during COVID) the inventory was quite scarce and low quality.

When I was in the market looking for properties (during COVID) the inventory was quite scarce and low quality.

I don't know the size property you have but typically the Agency lenders have  required anywhere from 200 to 400 per unit in reserves, not to be confused with the current requirements of reserves set aside for liquidity purposed to cover PITI(lender specific due to covid).

Second, since you will be living in it and have planned to do so without collecting rent for a while, you'll avoid eviction/foreclosure issues many landlords are unfortunately experiencing right now with COVID. 

It requires that he's been financially impacted by Covid, but the definitions of that impact are pretty vague.

Since the tenant already signed the covid hardship form, what are my options at this point?

Early days of Covid, I was sure glad I had some that cost me very, very little, and glad I had that emergency fund (which in real estate is WAY bigger than Ramsey's "fix the alternator" fund).

You're not dependent like you are on SFR for neighbors to make improvements to their homes, maintain them, etc.I was "all-in" on short-term rentals up until Covid-19, which was hopefully an anomaly, black swan event, etc. 

Investment Info:Single-family residence fix & flip investment in Longmont, CO.Purchase price: $261,000Cash invested: $40,000Sale price: $325,000Originally meant to be a buy and hold, but my wife is risk adverse & we wound up selling due to the Covid-19 outbreak.What made you interested in investing in this type of deal?

COVID-aside, how much variation have you had in terms of annual occupancy rates?