We're seeing the margins start to widen, and some more product with the Fed tapering but all the pricing hasn't adjusted just yet.

Unless you are an all cash, no contingency buyer, no agents going to go preview a bunch of properties for an out of state buyer who is making weak offers. 4% concession, also signals this is an FHA loan, which is one of the weakest loan products available....you need to be making aggressive offers to overcome being disadvantaged against cash buyers, which already happened to you, and against conventional loan buyers.

I do not specifically know the answers to your questions, but I believe it the loan is a in house product, so it may be lender paid mtg ins.

@Christopher Polanco Here is another product that you might look at for comparison. https://www.honomobo.com/@Andrew Ziebro I don't know if you have connected with Aaron Westerburg at our meetup yet, but he is a BP guy and is working to build a large multi-use MF building out of shipping containers in Ohio City.

Give me a list of other products in which the product owner leases the product to an individual and allows them to sublease the product to someone else for their own profit with zero input from the product owner.

As such, I understand that I cannot be made liable for the payback of the loan, rather my 401k needs to stand as credit worthy on it's own for any loan product.

She would still make a small commission, but it would be more ethical and productive for you.

I know over the past few years offers with this product have been pretty hard to get accepted, but was wondering what everyone out there is seeing now.

(not even sure if paying us a commission on insurance is "legal")Or are there products / marketing techniques we can use with our captive audience (without spamming them?)

@Jasmine MilesThere are no loan products for multi family properties that are backed by GSE's so your down payment will be low.