I'm looking to continue to invest in this area and I want to establish a relationship with a good lender.

I'm continuing my research and will get in touch as needed.

Difficulties cames as I experienced new lessons and continue as I stay out of my comfort zone.

Why is it in a market where you fight to overpay for property that real estate investors crawl out of the woodwork to start buying (like 2004 and 2005 where investors were content with sometimes less than 7% ROA) compared to the now very soft market when seemingly every investor I know or meet sits on their hands avoiding the best buyers market in years??

I do however; continue to originate commercial mortgages on a national level.

I'm in the rental business, so I'm continuing to buy at a deep discount as usual.Mike

House sales are extremely slow and the inventory continues to rise.As you know, I don't invest for appreciation.

These situations are how family fights break out.

And if anyone else has anymore please continue to feed this thread i will track it for quite sometime.Once again,Thanks to all, Andy

There are few ways to get to 90 LTV in commercial---they are:- 80% LTV Lender 1st + 10% Seller 2nd + 10% Down Payment- 80% LTV Lender 1st + 10% Unsecured LOC + 10% Down Payment- 90% LTV Lender 1st + 10% Down PaymentI would need to know the particulars about the property/cash flow before I could suggest alternatives---I'll PM you to continue this discussion.Regards,Scott MillerOriginally posted by "Urban Investments":I'd like to know about this too.