@Jesse PierceThere are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.

I would also take into consideration how far along you are in your investing career.

For your more general question--buy a house or an investment property, DTI and all that aside, I vote investment properties all day long:https://www.biggerpockets.com/...In considering househacking, be sure to put a lot of thought into that and decide if it would really be that profitable for you, as well as other considerations (a lot of these depend on where you live as to which ones will matter):https://www.biggerpockets.com/...Assuming you're buying smart investment properties, I would rank the options from most profitable to least profitable: investment properties, househacking, primary home.

The consideration does undermine your screening process but I wouldn’t write off the suggestion just yet.

My quick example numbers were just that, an example for you to start taking all things into consideration! 

@Christopher RomeoPlease see the following regarding Considerations re Investing in Real Estate & Considerations re Choosing a Self-directed 401k/Self-directed IRA provider:General Considerations Re Investing Retirement Funds in Real Estate:1.

Hi,I am closing on my first duplex , do I take maintenance and vacancy into consideration when determine my cash on cash return?

What should be some key considerations in hiring a property management group?

While this is a great return and solid cash flow, I still can't get past the fact that it would likely take 5-10 years for any considerable appreciation to occur, and leave our money tied up.Please provide your thoughts on general direction, best options and any feedback around figures (new to running these).

USD has dropped considerably in the last few weeks so good time to do some exchangingOne of the challenges definitely is crossing the boarder right now..My first 3 properties in the US I purchased was site unseen so its definitely doable with the proper due diligence and team.