@Paul HenningI see two sides to this.First, you have a prior relationship with your current Realtor, and pricing seems to be your primary concern, so why not discuss pricing with them?  

Pay the loan down a little bit and make it not last 30 years if that's your major concern.

Feel free to reach out to me for any further questions/concerns.

As far as you are concerned he has used it one year. 

My main concern is always maintaining the property. 

You just check the appropriate box, either "no reports or records of lead based paint on the property" or "has provided lessee with all reports or records pertaining...")This means, even if it's been remediated (either by you or a previous owner), you still have to disclose it to your lessees.I've never personally remediated, so I cannot help with that part.

It could alleviate some/most concerns that sellers tend to have regarding FHA loans, especially the 203k. 

It's obviously a simple concept.I'm a lender and I'd be the first to say that if I'm not communicating well on my end then that's obviously unsettling for the borrower whose trying to navigate their pursuits wanting to have clarity on this issue or that issue pertaining to funding.

It's obviously a simple concept.I'm a lender & I'd be the first to say that if I'm not communicating well on my end then that's obviously unsettling for the borrower whose trying to navigate their pursuits wanting to have clarity on this issue or that issue pertaining to funding.

Our concerns center around our children playing in the yard with guest that we don't know on our property.