I would make it a goal to walk out of that meeting knowing that you were pre-approved for an amount and also the type of loan programs available to you once you make a decision to acquire a property.

Now it just got another shot of steroids.The number of closing are down in Feb and March in Palm Beach county compared to a year ago, but I wonder what April-May will look like now that that extra push of buyers is back with the drop in rates.I'm selling one of my townhomes in boynton and after a very quiet first quarter with nothing doing, the community now has a batch of homes under contract and the comps are about to jump, wish I'd waited an extra month to sell it lol.Also, if you want to chat with other investors in the area there are a couple good meetups, feel free to DM me.

(there is still a mortgage on the house) One thing we are considering is keeping my mother in law’s name on the mortgage Bc we wanted to buy our own property and would like to use any first time home owners program that we might qualify for.

Great, now we get the same copy and paste message from more than one  offerer of sophisticated and expensive programs out of Austin. 

I would be happy to chat further if you like.  

What are some good questions to ask on the initial chat? 

There are likely to be a TON in your area (check meetup.com for one resource), and I'm sure the individuals who attend are just as friendly and willing to chat as the events I have attended. 

This way, my tenant is paying for it in small pieces, spread over 30 years, which I never hit, so the cost to me is only the loss of CF (minimal) while I'm still the owner.2 - HVAC - Covered by my local utility company through an "appliance repair" program. 

Associate with a Broker who has a steller training program, like Coldwell Banker or ReMax.

So your first paycheck can be 2 to 3 months from after you pass your exam.Don't worry about the interview, it's basically about convincing you to take the re class , pass the exam then come back to them to start with.In my personal opinion, your best Broker to start off with is Coldwell Banker or Re/Max they both have a new agent training program that is the best in the industry for starting out..