My question has to do with how the tax and penalty is calculated should I quit or lose my job - I have no expectation that this will happen, I just want to make sure I understand the ramifications before I pull the trigger.My question is this:Say I take a 5 year loan. 

Could the money you're losing be generating a better return? 

And if you lose $100 a month?

If you were sued, you are just as likely to win your case as to lose it.3.

Or is it a one-hit-wonder and lose demand? 

I know I could evict her but I dont want to lose her as she is sweet and always pays on time, she has been with me for 18 mos or so.

There is no real whipping out of debt, someone loses that money.Banks don't print money they take interests, fees, and the money we deposit and recycle it into the system in loans; business loans, personal loans, student loans, credit card loans, car loans, and mortgages.If you wipe this out hypothetically who really loses the money not being paid? 

"So you could lose 3 days.

You have absolutely nothing to lose and everything to gain by pushing yourself out of your comfort zone.Good luck!

Something about people being on vacation makes them lose a lot of common sense!