Outside an investor perspective, back to when I lived in apartments, my car was broken into 2x in 3 months and I had almost $2k worth of things stolen (stereo system and laptop from my trunk).

Are there broken down cars everywhere?

One of the outlets in one of my units looks like this... as you can see, the thing that should be on the front where you can plug in is missing... does this look broken or is there something I can buy at home depot to put on the front before I install a cover plate? 

Also, just a note....Wavio is not homeowners' insurance but for broken or stolen items in the property.

I don't see why you'd have to be any more involved than you are now, why fix what isn't broken?

I had lent money there to flippers before i entered.. they were constantly getting broken into and robbed etc.. 

If the tenant has a score below this, it will result in an increased deposit or cosigner requirement.A bankruptcy discharge will result in application denial.A paid rental collection and/or judgment will result in application denial.Smoking Policy: Our rentals are strictly non-smokingTenant’s guests who smoke should only smoke outdoors, at least 25 feet from any door or window and not on the propertyTenants will be fully responsible for damage caused by them or their guests during their tenancyPublic Records Criteria:An eviction and criminal records search will be conducted as part of the screening process.Applicants will be denied for the following or similar reasons: False, inaccurate, or incomplete applications; credit scores, evictions,judgments related to rental residency, tax liens, unpaid child support; current bankruptcy proceedings; felony convictions, multiple felonies, physical or violent crimes, domestic violence, sex offenses; and/or appearance on any sexual offense or terrorist database.Applicants may be denied or required to pay additional deposit or rent for the following or similar reasons: Insufficient verifiable income, excessive late rent payments, broken leases, property damages, unpaid rent, mortgage not current, foreclosures, credit scores or no credit score, excessive credit collection balances, slow pays, drug related offenses, etc.Cosigner Criteria:If a co-signer is required, the co-signee must have a gross monthly income 3x the monthly rent.

(You didn’t get the ice cleared off the sidewalk, you didn’t notice the broken concrete, you forgot to mention the lead paint or the asbestos.) 90% of the time you’re sued (a number I just made up, so you know it’s good.) will be caused by an action or failure to act, not the property just sitting there. 

Subs getting threatened, vehicles broken into.  

That said, we have arrived at Travelers through working with a broker that does all the work of understanding what you want/need and then shopping it around for you to find the best insurance prices.I would highly recommend getting an insurance broken on your team and working with them to find you the best.Happy to share the few that we have if you are interested.