Oh yeah, and the naked body scanner they have will save a naked image of you in their database.

My point is that individuals are under different legal constraints than any regulate or registered lender, including pawn shops, finance companies, etc.Charging points is requiring per paid interest or fees to pay to make a loan, individuals are looking at loan sharking and extortion implications, besides usury laws that can be different for an individual.

Espically since you have the time right now to shop around and get qoutes.

Our grand fathers had work shops in the basements and our grandmothers planted flowers in the front yard.

If you did maybe you could get them to drive by it and take some pictures for you so you can see what they are talking about.You could also call the local hardware stores (not the big box shops) and ask them who they would recommend to do the work for you.

He told me James, "Early in my career I have invested in shopping centers, retail, industrial, apartments, multil family, etc and I came to the conclusion that single family homes situated in good neigborhoods have been the easiest to manage and have made me the most money over the long run.

5,000 SQFT 2 Story Historic Brick Building. 2 Apartment newly renovated. 1 Gift Shop, 1 Restaurant w/ Bar, 1 Office area, All Restaurant and Equipment included plus tables and POS system.

I just sign like every body else.   

Shop around, because the rates do vary.

We drive old cars, shop at thrift stores and try to live as frugally as we can - I find that I enjoy our life of simplicity now more than the more extravagant lifestyle we used to have.