While economics are important so is the fine print.

Anthony Gayden  The fact someone can or cannot pay their mortgage from the rents depends on how much they put down on the property to begin with, and the balance owed on the loans.

I mean, even with the economic problems in CT, I don't think anyone expects it to "Go Detroit".

The group recently launched its own crowdfunding platform where it recruits accredited investors who can’t afford to do loans on their own but could just afford to syndicate with other investors on large balance loans.

But heck yea this forum rocks and talking with people with experience keeps me balanced and gives me clarity.

Many of these communities like Safety Harbor, Dunedin, and Palm Harbor all offer monthly festivities with street vendors, pedestrian safe areas, live music etc.I could go on and on about economic growth, job growth, the number of people migrating to FL each year etc.  

We resided in the Washington DC metro area for the previous 12 years.I received my B.S. in Economics in 2000 from the University of Florida (GO GATORS!!!)

If you pay down the balance on a fixed-rate mortgage, you are shortening the note.  

In regards to getting "all your ducks in a row" however, the best way to 'beat the system' is by the use of a portfolio lender.In very basic terms, portfolio lenders are usually smaller local banks that hold mortgages on their balance sheet instead of selling them.

Carrying high balances will have downward pressure on scoring.