Bad karma, not how we in this network like to view ourselves.  

I scheduled a viewing of a townhouse this past weekend only to find that the homeowner had been blasted with thousands of offers because the listing agent made a $200k error in the asking price.

From our point of view, if you took a HML out then the sooner you can flip or refinance the better.

One easy way without having the help of a realtor with access to the MLS is to go to the area you're looking in on Zillow, redfin, etc, and select the option to view recently sold.  

If you aren't even viewing it as an option then you are not going to be receptive to the good advice that many people have already given you.

The Equifax site says down marks for the following but doesn't give any sort of detailed explanation:Serious Delinquency (none of my accounts are delinquent)Bad Payment History (don't remember the last time I missed a payment)Recently Missed Payment (definitely haven't missed a payment in years)Loan Balances (I bought a car in Dec. 2016, but that only HELPED me)Ill call them and see how I can get a detailed view of this... b/c it doesn't add up to me.

If he is any good, you will not have to fire him... he will fire you.Let's say your lazy agent gives you 1 hour of driving time, 30 minutes to an hour to view the home and do a proper assessment, an hour to write the offer.

You can view HUDhomestore.com to get an idea of the type of properties.

Printout a non-earth view of subject property. 

If you are interested in viewing it, PM me for the link.