List it at the correct price point, and your p/s will be subject to lender approval of the sales price.This process can take a long time to complete. 

If all that is good, we take it to the owner for approval. 

Both will likely give you flexibility to add any addenda you want, while maintaining a baseline of protection and legality. 

If the cash was earned legally and you are paying taxes, then just go deposit the money.

(They wouldn't approve a leave but were more than happy to have me back and my boss literally told me not to pass up the opportunity but for corporate reasons would not be able to accept the leave) So question is do you think a bank would lend to me and if not what sort of deals do private lenders offer ? 

I'd spend more of my time understanding the sub-markets of where you plan to move/invest in and track what's going on locally there, then familiarizing yourself with legal processes; maybe even start to make local contacts there prior to your relocation.

Also wondering if I'm taking on any legal risk by participating or not participating? 

Im not approved for a loan but have been told I will be eligible in the new year once my next return is avail for review. 

or contracts from places like legal zoom good enough?

Do not rely on it as legal advice.