Was impressed with the individuals whose courses I purchased and think they provide the honest, no-frills approach to REI.I'm currently living the suburbs of Sacramento, CA, but have plans on moving to Las Vegas if not around the 1st of 2009...a little bit sooner.Well, not really sure what else to say, so I'll wrap this little introduction up.Thanks for reading!

I've been asked by a couple of homeowners that I have approached about what happens to their credit.

Kathy,It started with personal contacts, then Matt Gil and I had a little pow wow and rearranged are site using the Web 2.0 approach and provided a needed product to the market that was distributed via e-mail.

I see a couple of challenges with this arrangement.One is that you need enough profit for both of you to make money.

Lending guidelines are in chaotic flux at the moment creating many challenges for investors.

I have been approached by countless individuals and told them i want proof that someone in the world has actually made money from this program. never have i seen any

I was thinking of going for ones from April next, because those are approaching 90 days.

Guessing there would be some pretty specific challenges.

OK, so realistically it would be a challenge to blow a million bucks a month.

i have seen nothing but wasted money from email lists. firstly, ESPs are becoming very stringent about spam, making the inbox a near impossible place to reach.secondly, email harvesters tend to use spammy practices that make your list of x,000 become more like x0 of actual valid email addressesthirdly, people on these lists by permission are rarely interested in the offer, and more about the incentives offered. and the ones that are on without their knowledge rarely respond to offers and are more likely to report you as SPAM and never use your services.if you are offering a valuable service, another approach would be to speak with landlord associations and try to arrange to be a speaker at one of their networking events, or to have your contact send your email to their members.