In this day and age people hide behind phone, text, and email all too often.

The rent is quite a bit below market and purchasing the property only makes sense if I can raise the rent.I know NJ has some strong anti-eviction laws... even with a month-to-month lease it seems like you can't just kick someone out at the end of the month, but have to renew.

He is approaching retirement age and just wants them all off of his hands so he can purchase a dream home down south.His needs are to have it completely off his hands.

Use the positive cash flow from the property your parents are renting to pay down your place.Not sure of your age, but if you are invested in your 401k plan at a conservative rate (like cash/bonds), take a loan from your 401k plan.  

What %age of the appraisal value do you offer using direct mail?

The moment the question of age comes around, everything gets turned down.

Looks like your site will be very helpful for the niche of middle age investors. 

Insurance varies by value, construction type, age, location etc.

My old PDX units do not have air but good gas furnaces, but time flies and they are becoming a little aged oldest 2 1980 models.

But they also have plenty of bars & liquor stores which means more college-aged crowds, slightly more trash, and there is certainly more crime.