In addition, depending on the part of the country in which the property is located, you may need to pay for landscaping, snow removal, etc.Lastly, another reason why knowing the location is important, is that it might open up alternative income strategies which could turn a negative cash flow deal into a positive one. 

Quest Trust has good educational materials and events to learn more and network with others.  

Alternately, you could charge "pet rent" - I would do whatever is the local custom in your market.I would create a pet policy you are comfortable with. 

If it is a standard, 3/4", solid material, the border is also a good idea.

Hi, I've searched alot on Lowes and Home Depot and can't figure out what the piece of trim is that is supposed to cover the white mesh material on top of the brick mortar.

As an alternative, you could always seek non-recourse financing for the Roth from a neutral third party.

Previously, carriers depreciated the materials and the labor component.

If you have $20K down, additional money for closing costs and additional money for cash reserves, and the other factors (credit score and DTI) are OK, then you should be able to get a $80K loan.The other alternative is hard money. 

Having alternative collateral is one of them.

Alternatively, if you have a good relationship or would like to build one, show up at the PHA in person with your question.