I’ve called many banks ranging from large box one, Chase etc to regional/credit unions, and NONE will offer HELOCs on rental properties.

RepairsThen run for the hills.In Bridgeport, Connecticut and many North East regions we also include Snow Removal and Pest control.Both vacant and occupied homes have their pros and cons so it really depends on what your criteria and what you are looking for at the end of the day.

I’m in the Southwest Louisiana region and while most forums are geared toward our large metro areas, I’m trying to gain knowledge to overcome fear of a first deal crashing and burning.

The area is always expanding the business district as well as downtown, from Access to low cost regional talent, competitive real estate cost, strong work ethics and excellent facilities for sports, shopping, leisure and healthcare.

From their websites, it looks like they are real estate specialty lenders.https://www.corevestfinance.comhttps://limaone.comhttps://www.visiolending.comAside from these national lenders, I would definitely check out local commercial lenders and local/regional banks and credit unions. 

Some regional carriers that you may not recognize the names of can be very good on the rental units.

@Clint G.No, we use a regional credit union that doesn't require seasoning.

A smaller Regional Bank May consider.

There's no set amount for this as it will vary by property and region but 20% of the gross rent would be a good conservative rule of thumb until you have a few years under your belt and have a better idea of your numbers.

@Blair Nye You're right, the Puget Sound region is the most underserved in the nation for AC!