@Tim RichardsonCMG Financial is who we used.  

Thanks guys,Tim

@Tim Swierczek I would love to discuses the process more thoroughly I will PM you now.

I do agree with Tim but i am in kind of the same situation where i am selling my two family.

Thanks Ann and Tim! 

Originally posted by @Tim Vecchioni:A lot of deals require a EMD.

@Tim A.Sent you a PM.

@Tim Hall,I'd say it's a combination of FUD (Fear, Uncertainty and Doubt), lack of education (one need only scan the "Newest Forum Posts" to see that), and inability to do what needs to be done. 

Best Wishes,Tim

I'm not sure what all you can do as an individual user, but based on Tim's comment above it sounds like that can do the job for you.