@john warren@John Warren -Thank you for your response; the information you've provided is very helpful.

I'd be glad to send you the registration link if this might be helpful for you.

If i can help at all, let me know!

Could really use some senior help analyzing deals in my Southwest Louisiana market. 

I read your post from several years back - ”The Ultimate Guild to Grading……” very informative, and I’m assuming most of the insights still holds true +/- market changes on price points -   

Loan Balance $295,000Loan Maturity Date 11/1/2051Property Specifications:SFHBedrooms 4Bathrooms 3Square Feet 2316Year Built 2021Garage Size 2Schools Rating (scale 3-30, 30 is best) 18Lot size (sq ft) 7,631.0Purchase price: $330,000Market Value: $350,000Estimated Financial AssumptionsMonthlyYearlyRent (upper)*$2,350$28,200Rent (lower)*$2,250$27,000Property Taxes$425$5,100Insurance$200$2,400Repairs$65$780Property Management Monthly (%)0.00%Property Management Monthly ($)$75$900Leasing Fee$95.80$1,150HOA$146$1,752Vacancy Rate4.00%Total Fixed Expenses$1,096$13,150Total Expenses (Fixed + Mortgage)$2,620$31,437Hey @Dani Beit-Or, as a straight rental the cash flow in this deal isn't just "tight" — it's non-existent!

Are there any hard money lenders or alternative solutions that could help navigate this dilemma?

He took depreciation on the prop, claimed the kids I’ve had primary custody of, and likely pocketed the returns.I am in the process of trying to engage a communicative/experienced accountant to assist in cleaning this mess up asap and fortunately our amazing bookkeeper of approx 8 years is very knowledgeable and responsive.

I've been pre-approved and assume I should provide that info, but what else would be helpful that I can send right away during the "interview" process to prove I am seriously looking? 

. $4k in fees is not bad for this loan assuming this is a $100k loan amount.