If everyone's credit is really that bad (the only way to know is to actually go to a few banks for HELOC's and have them tell you no) then getting private or hard money would be an option.

But, since I didn't do that I will now need to use a 25% down loan for my next property and I am looking for private money much earlier than anticipated!  

I close on my 5th house in about 5 days and It will be funded by a private investor.

Two young professional guys in a 3 bed + office and 2 bath with private rooftop deck.

Originally posted by Account Closed:I wondered. how could I structure this instead Finding a money partner, a "private lender" is a personal, one on one matter, they need to be people known to you and who you have had business with or introduced to you by an associate, friend of family.

Namely; a CPA can talk about how the IRS views things based on their Private Letter Opinions/former controversy before the USDC, or before administrative tribunals.

I currently have $75,000 cash and a private loan commitment of $70,000. 

I am considering using private lenders to invest in already owned property to pay off what is owed on a credit line used as the down payment.

Only thing I can imagine using 17k on is being a private investor either via partnership or private lending.

When it comes to a private investor, what do you guys look for?