If i cant do a cash out refinance right away, what are my other options for trying to get my initial investment back and how long might i need to wait?

We can talk over options if you like.Best of luck

There are no lenders I am aware of that offer no money down financing options.

I know there are pockets of restrictions here and there.

But you have two main options: 1) cash-out refinance and keep the property or 2) 1031 exchange into a larger property.

The assessment in general was a result of the law being passed which caused the building to get an audit (happened prior to my purchase) as I believe it passed a couple years back and the deadline was just this past October. 2. our extremely low condo fee is why we don't have enough reserves to make even a small dent in the renovation costs and have to significantly come out of pocket. 

While finding a HYSA and checking account from the same bank with high interest might be challenging, you could consider options like using different institutions or exploring online banks.

The best is detached, then townhouses with no units above or below, then condo/apts with tenants above and below as well as on both sides in last place.David KrulacBigger Pockets Podcast #82

I know of a few options that don't require title seasoning for cash-out, but they are capped at 75% LTV

Leasing back to owners @ $2050/mo for 15 months effective 04/01/2023, with their option to extend 07/01/2024 for another 12 months @$2125 provided no missed payments and other violations listed in the agreement.