Hi all,I own a 3 unit mixed use property in Jersey City, 1 commercial and 2 apartments, was wondering if I need to register the building with the DCA or since its only 2 "Apartments" I am exempt of the inspection and registration.Thanks all.

D1-4.1-02: Allowable Exemptions Due to the Type of Transfer (09/09/2020)Share this answerThis topic contains information on allowable exemptions due to the type of transfer.Unless the previous borrower requests a release of liability, the servicer must process the following exempt transactions without reviewing or approving the terms of the transfer:a limited liability company (LLC), provided thatthe mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, andthe LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).

They also tax personal property.A house used as a primary residence and valued under $150k is exempt.

But like some serious medical issue it doesn't hurt to get a second opinion.

On your property taxes you take a homeowners exemption or not.

Just make sure you are calculating without any exemptions like homestead. 

I now want to use some equity for some medical needs not covered by insurance, pay off a very high-interest car loan, and fix up the house a bit.

I've read on some sites that an owner-occupied duplex would  be exempt from rent control restrictions.

If they are all out of the US, and nobody else in the US would be advertised to, then there is the little-known Reg S exemption which would allow this kind of fund-raise.Second, technically all foreign investors should be searched on the OFAC database.

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