Starting my journey everyone mentions FHA on a 3-4 unit but when you look at the numbers in our higher priced market, rental control laws, and long term tenants I have found only one property that means the self sufficiency test and that was in the hood. 

Hi @Samuel Merrick, I too know my clock is ticking and I’m working on this new investor journey, my plan is to retire out of the limited W2 world in the next 12-14 months and grab the bulls horn.  

This past summer we settled on Memphis for the first chapter in our real estate investing journey and bought our first property in July 2019.

Overtime your return requirements may change, but the fastest way out of the business is getting deal hungry and just buying because "you feel you need to".Good luck on your journey. 

First 2 with my bank had to wait 12 months, then magically that requirement was dropped on subsequent mortgages. 

@Adam Briley Thank you for your service and best of luck on your future commercial real estate investing journey. 

It has really made my journey and learning process become a whole lot easier. 

Somehow work with a great lendor who can work some magic? 

There's no secret or magic to investing in real estate- you've answered your own question. 

My wife and I would like to start our real estate investing journey renting out a multi-family home.