Rent withheld represents 38% of monthly rent amount.What does NY state law say?

According to this proposed new law the Cities would be able to go after the actual Property Owner for unpaid utility bills.

(National Association of Residential Property Managers) these ppl will be active property managers not sales agents and have knowledge of the laws and regulations in your area.

So you are thinking that there might be some SFR out there that have a monther-in-law suite or something?

Even though some states have laws defining therapy animals, these animals are not limited to working with people with disabilities and therefore are not covered by federal laws protecting the use of service animals.

This can vary by state law and I don't know the specifics in Arkansas

I had a co-worker who would get a home warranty like American Home Shield etc and put hose on each of his rentals.  

But ,no pun intended, they HAD to pass a Texan law to limit you to 6 sex toys.  

I recently purchased my 2nd townhouse for my in laws (paid $180k cash) but I plan on refinancing and having a $80k mortgage(15 years).

It appears you do not live in the United States, so my advice is based on US law and might not be helpful.