@Jonathan Blanco If you’re worried about $3000 in fees you’re in the wrong business.

So far everyone that has predicted rate drops have been wrong so I wouldn't bank on it. 

I'd talk to brokers in your specific asset class and market.Do you already own similar assets?

You listed some of the benefits but you didn’t explain what you’re specifically trying to accomplish.

If you wish to network or ask specific questions about your local market, you can go to your local real estate forum and discuss with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networking 5.

Consult with a qualified tax advisor who understands these limitations and can help develop a comprehensive strategy aligned with your specific situation.Remember: The best tax planning looks beyond immediate deductions to your complete financial picture.

I'm thinking I can just write a simple letter giving notice that the lease will end at the end of 12 months letter style without citing any specific reasons. 

Illegal is illegal whether it’s by an inch or a mile and two wrongs don’t make a right.

There are loan programs specifically for Virginians.https://www.virginiahousing.com/enGood luck and Happy 2025

There are restrictions and unhosted seem to be illegal - https://www.longbeach.gov/globalassets/lbcd/media-library/do...They say that it isn't specifically prohibited but it is banned by the omission.