And the owners will not like it because their gravy train is being threatened. 

By purchasing John Jackson's training, which includes the necessary Texas paperwork, as well as his two day event, the investor has what is needed.

Honestly, I've been getting screwed with some big ticket issues (related to HOAs, selling different properties, continual unforeseen maintenance and costs) and this one really crushed me once I realized it was an actual issue.

NCREIA is North Carolina's leading Real Estate Investing association, offering hands-on training with industry experts and a thriving community for networking and growth.

It seems easier  to estimate CapEx - I know the big ticket items and roughly how much a new roof is, how much a furnace is, how much an oil tank is, etc..  

If your lender offers the program they should be certified or trained in some way on the program and can answer any questions you have on it.

I also work in Manhattan so the proximity to the train is a huge benefit. 

Urged them to make a withdrawal and pay the tax penalty because this program, training, education will change their life.

Quote from @Scott Morris: It appears as if he runs one of those programs where they hook you on a low/free cost training and then hit you non-stop with "upgrades", and "higher levels of coaching". 

I currently have QuickBooks, but I'm not sure if it is possible to incorporate maintenance requests/ticketing, late payment notices, and other landlord specific tools.