The goal here would be to increase rental income.

They are exceedingly rare, thus very expensive, but I believe they represent an excellent long term steady income and store of value.  

It lets you focus on managing the property and getting steady income right away.

I would rather invest in safe markets that produce a good return, then I can use that income to pay for a vacation anywhere in the world.I'm very pessimistic about the STR market in Hawaii.

@Christopher HeidrichRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

The idea behind this analysis is that I would follow these strategies for a long time, and scale.. but as far as I can tell, I used realistic numbers as far as the income goes... unless if I'm wrong and that could change everything.

We’re looking to increase our lifestyle through the decrease in housing and built a little passive income medium term. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

Both generate passive income streams without you having to clock in at a 9-to-5.🏗️ Building Equity While Others PayWhen your tenant pays rent, they're helping you pay down your mortgage - building your equity.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down?